/* Lemon Finance - Light & Friendly Modern Fintech (Soft Black Nav) */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Manrope:wght@600;700;800&display=swap');
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@600;700&family=Inter:wght@400;500;600&display=swap');

:root {
  --lemon-yellow: #E6B800;     /* toned down */
  --lemon-hover: #D4A700;
  --soft-lemon: #F3E3A3;

  --light-bg: #FFFDF5;
  --lemon-tint: #FFF9E6;

  --fresh-green: #7ED957;

  --dark-text: #1C1C1C;
  --heading-dark: #000000;

  --card-bg: #FFFFFF;
  --soft-black-nav: #000000;

  --white: #FFFFFF;
  --border-light: #EAEAEA;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
body {
  font-family: 'Inter', sans-serif;
  line-height: 1.6;
  color: var(--dark-text);
  background: var(--light-bg);
}

.logo {
  height: 80px;   /* FIXED */
  width: auto;
  object-fit: contain;
  transition: transform 0.3s ease;
}

.logo:hover {
  transform: scale(1.04);
}

/* ===== NAVBAR CLEAN FIX ===== */

nav {
  height: 90px;
  padding: 0 8%;
  display: flex;
  align-items: center;

  background: var(--soft-black-nav);
  border-bottom: 1px solid rgba(230,184,0,0.4); /* softer */
}

/* MENU RIGHT */
nav ul {
  display: flex;
  align-items: center;
  list-style: none;

  margin-left: auto;
  gap: 30px;
}

/* MENU STYLE (LESS "BUTTON") */
nav ul li a {
  font-family: 'Inter', sans-serif;
  font-weight: 500;
  font-size: 14px;
  letter-spacing: 0.4px;

  color: #eaeaea;
  text-decoration: none;

  padding: 6px 8px;
  border-radius: 6px;

  transition: all 0.25s ease;
}

/* 🔥 PREMIUM HOVER (NOT BUTTON) */
nav ul li a:hover {
  color: var(--lemon-yellow);
  background: transparent;
}

/* Trust Bar */
.trust-bar {
  background: var(--lemon-tint);
  padding: 12px 0;
  overflow: hidden;
  white-space: nowrap;
  color: var(--dark-text);
  border-bottom: 1px solid var(--soft-lemon);
}
.marquee { display: inline-block; animation: marquee 20s linear infinite; }
.marquee span { margin: 0 45px; font-weight: 700; font-size: 15px; text-transform: uppercase; }
@keyframes marquee { 0% { transform: translateX(100%); } 100% { transform: translateX(-100%); } }

/* ✅ FIXED HERO - SINGLE RULE */
#hero {
  text-align: center;
  padding: 120px 8% 80px;
  background: linear-gradient(rgba(255, 253, 245, 0.8), rgba(255, 253, 245, 0.7)), url('images/hero-bg.jpg');
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  background-attachment: fixed;
  min-height: 85vh;
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
}

#hero h1 {
  font-family: 'Manrope', sans-serif;  /* 🔥 new font */
  font-size: 3rem;
  font-weight: 800;
  letter-spacing: -0.5px;

  color: var(--heading-dark);
  margin-bottom: 20px;

  text-shadow: 0 2px 4px rgba(0,0,0,0.25);
}
#hero p { 
  font-size: 1.25rem; 
  color: var(--dark-text); 
  max-width: 650px; 
  margin: 0 auto 35px; 
  text-shadow: 0 1px 3px rgba(0,0,0,0.2);
}

/* ✅ RECTANGULAR GAGAN BACKDROP - FULLY WORKING */
.gagan-backdrop-full {
  position: relative;
  width: 100%;
  max-width: 450px;
  height: 350px;
  margin: 0 auto 40px;
  background: 
    linear-gradient(145deg, rgba(255,255,255,0.25) 0%, rgba(255,253,245,0.15) 100%),
    url('images/hero-bg.jpg') !important;
  background-size: cover !important;
  background-position: center top !important;
  background-repeat: no-repeat !important;
  border-radius: 25px;
  padding: 40px 30px;
  box-shadow: 
    0 30px 80px rgba(255,193,7,0.25),
    inset 0 2px 10px rgba(255,255,255,0.3);
  overflow: hidden;
}

.gagan-photo {
  width: 240px;
  height: 240px;
  object-fit: cover;
  border-radius: 50%;
  border: 8px solid var(--lemon-yellow);
  box-shadow: 
    0 25px 60px rgba(255,193,7,0.45),
    inset 0 2px 8px rgba(255,255,255,0.5);
  display: block;
  margin: 0 auto;
  position: relative;
  top: 20px;
}

/* Buttons */
.btn-primary, button { 
  padding: 16px 35px; 
  background: var(--lemon-yellow); 
  color: var(--dark-text) !important; 
  border: none; 
  border-radius: 14px; 
  font-weight: 600; 
  font-size: 15px; 
  cursor: pointer; 
  transition: all 0.3s ease; 
  text-transform: uppercase; 
  box-shadow: 0 8px 25px rgba(255,193,7,0.3); 
}
.btn-primary:hover, button:hover { 
  background: #FFB300; 
  transform: translateY(-3px); 
  box-shadow: 0 12px 35px rgba(255,193,7,0.4); 
}

.btn-secondary { 
  padding: 16px 35px; 
  background: var(--white); 
  border: 2px solid var(--lemon-yellow); 
  color: var(--lemon-yellow); 
  border-radius: 14px; 
  font-weight: 600; 
  transition: all 0.3s ease; 
}
.btn-secondary:hover { 
  background: var(--lemon-yellow); 
  color: var(--dark-text); 
}

/* ================= PROCESS SECTION - CLEAN FIX ================= */

.process-section { 
  padding: 100px 8%; 
  background: var(--white); 
  text-align: center;
}

.process-section h2 {
  font-size: 2.4rem;
  margin-bottom: 60px;
  color: var(--heading-dark);
}

/* STEP FLOW CONTAINER */
.process-flow {
  display: flex;
  justify-content: space-between;
  align-items: center;
  max-width: 1100px;
  margin: 0 auto;
  position: relative;
  gap: 30px;
}

/* CONNECTING LINE (IMPORTANT - makes it feel like steps) */
.process-flow::before {
  content: "";
  position: absolute;
  top: 50px;
  left: 10%;
  right: 10%;
  height: 3px;
  background: linear-gradient(to right, var(--lemon-yellow), var(--soft-lemon));
  z-index: 0;
}

/* STEP CARD */
.step-card {
  flex: 1;
  background: var(--white);
  border: 2px solid var(--border-light);
  border-radius: 20px;
  padding: 40px 25px;
  text-align: center;
  position: relative;
  transition: all 0.3s ease;
  z-index: 1;
}

/* HOVER */
.step-card:hover {
  transform: translateY(-8px);
  border-color: var(--lemon-yellow);
  box-shadow: 0 20px 40px rgba(255,193,7,0.2);
}

/* STEP NUMBER (CIRCLE ON LINE) */
.step-number {
  width: 50px;
  height: 50px;
  background: var(--lemon-yellow);
  color: #000;
  font-weight: 700;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  position: relative;
  z-index: 2;
  box-shadow: 0 8px 20px rgba(255,193,7,0.4);
}

.step-icon {
  width: 60px;
  height: 60px;
  margin: 0 auto 15px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 16px;
  background: rgba(255, 193, 7, 0.12);

  color: var(--lemon-yellow);
  transition: all 0.3s ease;
}

.step-icon svg {
  width: 28px;
  height: 28px;
}

/* Hover effect */
.step-card:hover .step-icon {
  background: var(--lemon-yellow);
  color: #000;
  transform: scale(1.1);
}

/* TEXT */
.step-card h3 {
  font-size: 1.3rem;
  margin-bottom: 10px;
  color: var(--heading-dark);
}

.step-card p {
  font-size: 0.95rem;
  color: var(--dark-text);
  opacity: 0.85;
}

/* RESPONSIVE */
@media (max-width: 768px) {
  .process-flow {
    flex-direction: column;
  }

  .process-flow::before {
    display: none;
  }
}
/* ================= SERVICES SECTION UPGRADE ================= */

.services-section { 
  padding: 100px 8%; 
  text-align: center;

  background: 
    linear-gradient(rgba(255,255,255,0.75), rgba(255,255,255,0.75)),
    url('../images/services-hero.jpg') center/cover no-repeat;
}

.services-section h2 { 
  font-size: 2.5rem; 
  color: var(--heading-dark); 
  margin-bottom: 10px; 
}

.services-subtext {
  font-size: 1.1rem;
  color: var(--dark-text);
  margin-bottom: 50px;
  opacity: 0.8;
}

/* GRID */
.services-grid { 
  display: grid; 
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); 
  gap: 30px; 
}

/* CARD */
.service-card { 
  background: var(--white); 
  border-radius: 18px; 
  padding: 35px 25px; 
  text-align: center; 
  border: 2px solid var(--border-light); 
  transition: all 0.3s ease; 
  box-shadow: 0 10px 30px rgba(0,0,0,0.05);
}

.service-icon {
  width: 60px;
  height: 60px;
  margin: 0 auto 15px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 14px;
  background: rgba(255, 193, 7, 0.12);
  color: var(--lemon-yellow);

  transition: all 0.3s ease;
}

.service-icon svg {
  width: 28px;
  height: 28px;
}

/* Hover */
.service-card:hover .service-icon {
  background: var(--lemon-yellow);
  color: #000;
  transform: scale(1.1);
}

.process-subtext {
  font-size: 1rem;
  font-weight: 500;
  color: #555;

  margin: 0 auto 60px;
  max-width: 520px;

  position: relative;
  padding-top: 15px;
}

/* subtle accent line above */
.process-subtext::before {
  content: "";
  width: 50px;
  height: 2px;
  background: var(--lemon-yellow);

  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  opacity: 0.7;
}



/* ================= FOOTER ================= */

.site-footer {
  background: #000000;
  color: #fff;
  padding: 80px 8% 30px;
}

/* GRID LAYOUT */
.footer-container {
  display: grid;
  grid-template-columns: 2fr 1fr 1.5fr 1.5fr;
  gap: 50px;
  max-width: 1200px;
  margin: 0 auto;
}

/* BRAND COLUMN */
.footer-brand h3 {
  margin: 10px 0;
  color: #FFC107;
}

.footer-logo {
  height: 70px;
}

.footer-brand p {
  color: #ccc;
  font-size: 0.95rem;
  line-height: 1.6;
}

/* HEADINGS */
.footer-col h4 {
  margin-bottom: 15px;
  color: #FFC107;
  font-weight: 600;
}

/* LINKS */
.footer-col ul {
  list-style: none;
  padding: 0;
}

.footer-col ul li {
  margin-bottom: 10px;
}

.footer-col ul li a {
  color: #ccc;
  text-decoration: none;
  transition: 0.3s ease;
  font-size: 0.95rem;
}

.footer-col ul li a:hover {
  color: #FFC107;
  padding-left: 5px;
}

/* CONTACT TEXT */
.footer-col p {
  font-size: 0.95rem;
  color: #ccc;
  margin-bottom: 10px;
}

/* LINKS (GENERAL) */
.footer-col a {
  color: #ccc;
  text-decoration: none;
  transition: 0.3s ease;
}

.footer-col a:hover {
  color: #FFC107;
  text-decoration: underline;
}

/* ================= DISCLAIMER ================= */

.footer-disclaimer {
  max-width: 1000px;
  margin: 50px auto 20px;
  font-size: 12px;
  line-height: 1.7;
  color: #aaa;
  text-align: left;

  border-top: 1px solid #2a2a2a;
  padding-top: 20px;
}

.footer-disclaimer a {
  color: #FFC107;
  text-decoration: none;
  font-weight: 500;
}

.footer-disclaimer a:hover {
  text-decoration: underline;
}

/* ================= BOTTOM BAR ================= */

.footer-bottom {
  border-top: 1px solid #2a2a2a;
  margin-top: 20px;
  padding-top: 20px;
  text-align: center;
  font-size: 0.9rem;
  color: #aaa;
}

/* ================= RESPONSIVE ================= */

@media (max-width: 900px) {
  .footer-container {
    grid-template-columns: 1fr 1fr;
    gap: 40px;
  }

  .footer-disclaimer {
    text-align: center;
  }
}

@media (max-width: 600px) {
  .footer-container {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .footer-logo {
    margin: 0 auto;
  }
}
.btn-secondary {
  display:inline-block;
  font-size:13px;
  padding:10px 16px;
  border-radius:20px;
}

input, select {
  border:1px solid var(--border-light);
  border-radius:10px;
  outline:none;
}
.process-flow p {
  font-size:0.95rem;
}
#hero button {
  margin:10px;
}
#hero {
    position: relative;
    width: 100%;
    min-height: 650px;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;

    /* YOUR BACKGROUND IMAGE */
    background: url('../images/L20.jpg') center/cover no-repeat;
}

/* dark overlay so text is readable */
#hero::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(155, 155, 155, 0.45);
    z-index: 1;
}

/* content sits above overlay */
.hero-overlay {
    position: relative;
    z-index: 2;
    color: rgb(13, 13, 13);
    max-width: 900px;
    padding: 20px;
}

/* pill wrapper fix */
.pill-wrapper {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 10px;
    margin-bottom: 30px;
}
.pill-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(240px, 1fr));
    gap: 14px;
    max-width: 720px;
    margin: 25px auto 35px auto;
}

.pill-item {
    display: flex;
    align-items: center;
    gap: 14px;

    padding: 14px 16px;
    border-radius: 16px;

    background: rgba(255, 255, 255, 0.10);
    border: 1px solid rgba(255, 255, 255, 0.25);
    backdrop-filter: blur(12px);

    color: #0d0d0d;
    transition: all 0.25s ease;
}

.pill-item:hover {
    transform: translateY(-4px);
    border-color: rgba(255, 215, 0, 0.6);
    background: rgba(255, 255, 255, 0.16);
}

.pill-icon {
    font-size: 22px;
    width: 38px;
    height: 38px;
    display: flex;
    align-items: center;
    justify-content: center;

    background: rgba(255, 215, 0, 0.15);
    border-radius: 10px;
}

.pill-title {
    font-size: 15px;
    font-weight: 600;
}

.pill-sub {
    font-size: 12px;
    opacity: 0.75;
    margin-top: 2px;
}
.hero-cta {
    display: flex;
    justify-content: center;
    gap: 14px;
    flex-wrap: wrap;
    margin-top: 10px;
}

/* PRIMARY BUTTON */
.btn-primary {
    padding: 14px 26px;
    border-radius: 12px;
    border: none;

    background: linear-gradient(135deg, #FFD700, #FFB800);
    color: #111;
    font-weight: 700;
    font-size: 15px;

    cursor: pointer;
    transition: all 0.25s ease;
    box-shadow: 0 10px 25px rgba(255, 193, 7, 0.25);
}

.btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 14px 30px rgba(255, 193, 7, 0.35);
}

button.btn-secondary {
    padding: 14px 26px;
    border-radius: 12px;
    border: 1px solid rgba(255, 215, 0, 0.6);

    background: rgba(255, 255, 255, 0.06);

    color: #FFD700 !important;  /* FORCE yellow text */

    font-weight: 600;
    font-size: 15px;

    cursor: pointer;
    transition: all 0.25s ease;
    backdrop-filter: blur(10px);
}

button.btn-secondary:hover {
    transform: translateY(-3px);
    background: rgba(255, 215, 0, 0.12);
    border-color: rgba(255, 215, 0, 0.9);
    color: #FFE066 !important;
}

.process-section {
    padding: 80px 20px;
    text-align: center;
    color: #ffffff;
}

.process-section h2 {
    font-size: 32px;
    font-weight: 700;
    margin-bottom: 10px;

    color: #000000 !important;  /* 🔥 FORCE VISIBILITY */
}

.process-subtext {
    opacity: 0.75;
    margin-bottom: 30px;
}

/* GRID */
.broker-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 18px;
    max-width: 900px;
    margin: 40px auto 0 auto;
}

.broker-card {
    position: relative;

    background: linear-gradient(
        135deg,
        rgba(255, 255, 255, 0.10),
        rgba(255, 255, 255, 0.05)
    );

    border: 1px solid rgba(255, 255, 255, 0.15);
    border-radius: 18px;

    padding: 22px;

    display: flex;
    align-items: center; /* 🔥 KEY FIX */
    gap: 16px;

    color: #000000;

    backdrop-filter: blur(14px);
    transition: all 0.3s ease;

    overflow: hidden;
}

/* ICON stays fixed size */
.icon-box {
    width: 52px;
    height: 52px;

    flex-shrink: 0;

    display: flex;
    align-items: center;
    justify-content: center;

    border-radius: 14px;

    background: radial-gradient(
        circle at top left,
        rgba(255, 215, 0, 0.25),
        rgba(255, 215, 0, 0.08)
    );

    color: #FFD700;
}

/* TEXT BLOCK */
.card-content {
    display: flex;
    flex-direction: column;
    justify-content: center;
}

/* TITLE */
.card-content h3 {
    font-size: 16px;
    font-weight: 600;
    margin: 0;
    color: #000000;
}

/* optional subtext later */
.card-content p {
    font-size: 13px;
    margin-top: 4px;
    opacity: 0.75;
}
.services-section {
    padding: 80px 20px;
    text-align: center;
    color: #000000;

    background: url('../images/L2.jpg') center/cover no-repeat;

    position: relative;
}

.category-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr); /* 3x2 layout */
    gap: 14px;

    max-width: 900px;
    margin: 30px auto 0 auto;
}

/* TILE DESIGN */
.category-tile {
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.12);

    padding: 16px 14px;
    border-radius: 14px;

    text-align: center;

    font-size: 14px;
    font-weight: 600;
    color: #000000;

    cursor: pointer;

    transition: all 0.25s ease;

    backdrop-filter: blur(10px);
}

/* HOVER INTERACTION */
.category-tile:hover {
    transform: translateY(-4px);
    background: rgba(255, 215, 0, 0.10);
    border-color: rgba(255, 215, 0, 0.5);
    color: #05622f;
}

/* SECTION (outer spacing + separation) */
.broker-section {
    padding: 80px 20px;
    background: #f6f7fb;
}

/* MAIN CARD */
.broker-container {
    max-width: 1100px;
    margin: 0 auto;

    display: flex;
    align-items: center;
    gap: 60px;

    background: #fff;
    border-radius: 20px;
    padding: 50px;

    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.08);
}

/* LEFT IMAGE */
.broker-image-box {
    flex: 1.1; /* slightly bigger than text */
}

.broker-image-box img {
    width: 100%;
    height: 420px;           /* 👈 controls size */
    object-fit: cover;       /* keeps image clean */
    border-radius: 16px;

    box-shadow: 0 15px 35px rgba(0,0,0,0.12);
}

/* RIGHT CONTENT */
.broker-content {
    flex: 1;
}

/* HEADING */
.broker-content h2 {
    font-size: 34px;
    margin-bottom: 15px;
    color: #111;
    font-family: "Manrope", sans-serif;
}

/* TEXT */
.broker-text {
    font-size: 15.5px;
    line-height: 1.7;
    color: #444;
    margin-bottom: 22px;
    font-family: "Inter", sans-serif;
}

/* POINTS */
.broker-points {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-bottom: 28px;
}

.point {
    position: relative;
    padding-left: 22px;
    font-size: 14.5px;
    color: #222;
}

/* premium bullet */
.point::before {
    content: "✔";
    position: absolute;
    left: 0;
    top: 0;
    color: #c9a227;
    font-size: 14px;
}

/* BUTTON */
.broker-content .btn-primary {
    margin-top: 10px;
}

/* MOBILE */
@media (max-width: 768px) {
    .broker-container {
        flex-direction: column;
        padding: 30px;
        text-align: center;
    }

    .broker-image-box img {
        height: auto;
    }
}
.process-screen {
    padding: 90px 20px;
    background: #f6f7fb;
    text-align: center;
}

/* MAIN SCREEN */
.screen-card {
    max-width: 900px;
    margin: 0 auto;

    background: #ffffff;
    border-radius: 18px;

    box-shadow: 0 25px 60px rgba(0,0,0,0.10);

    overflow: hidden;
}

/* TOP BAR (like mac window) */
.screen-header {
    display: flex;
    gap: 8px;

    padding: 14px 18px;
    background: #e9e9ee;
}

.dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
}

.dot.red { background: #ff5f57; }
.dot.yellow { background: #ffbd2e; }
.dot.green { background: #28c840; }

/* BODY */
.screen-body {
    display: grid;
    grid-template-columns: 1fr;
    gap: 20px;

    padding: 40px;
    text-align: left;
}

/* STEP BOX */
.step {
    padding: 18px 20px;
    border-left: 4px solid #FFD700;
    background: #fafafa;
    border-radius: 10px;

    transition: all 0.25s ease; /* 👈 important */
    transform-origin: center;
}

/* HOVER EFFECT */
.step:hover {
    transform: scale(1.04) translateY(-6px);
    box-shadow: 0 18px 35px rgba(0,0,0,0.12);
    background: #ffffff;
    border-left: 4px solid #ffcc00;
}

.step h3 {
    font-family: "Manrope", sans-serif;
    margin: 0 0 8px 0;
    font-size: 18px;
    color: #111;
}

.step p {
    font-family: "Inter", sans-serif;
    margin: 0;
    font-size: 14.5px;
    color: #444;
    line-height: 1.6;
}
.screen-title {
    font-family: "Manrope", sans-serif;
    font-size: 22px;
    font-weight: 700;

    color: #111;

    display: inline-block;  /* 👈 important */
    padding: 8px 18px;
    border-radius: 999px;

    background: rgba(255, 215, 0, 0.15); /* soft gold highlight */
    border: 1px solid rgba(255, 215, 0, 0.35);

    margin: 0 auto 20px auto;
    text-align: center;

    letter-spacing: -0.3px;
}
/* SECTION BACKGROUND */
.lead-section {
    padding: 80px 20px;
    text-align: center;
    color: #fff;

    background: url("../images/L3.jpg") center/cover no-repeat;

    position: relative;
}

.lead-section::before {
    content: "";
    position: absolute;
    inset: 0;
    background: rgba(0, 0, 0, 0.55);
}

.lead-section > * {
    position: relative;
    z-index: 2;
}

.lead-section h2 {
    font-family: "Manrope", sans-serif;
    font-size: 30px;
    font-weight: 700;
    margin-bottom: 25px;
    color: #fff;
}

/* FORM CONTAINER */
.lead-form {
    max-width: 600px;
    margin: 0 auto;

    display: flex;
    flex-direction: column;
    gap: 14px;

    text-align: left;
}

/* FIRST + LAST NAME ROW */
.form-row {
    display: flex;
    gap: 12px;
}

.form-row input {
    flex: 1;
}

/* INPUT + SELECT */
.lead-form input,
.lead-form select {
    padding: 12px 14px;

    border-radius: 10px;
    border: 1px solid rgba(255, 255, 255, 0.25);

    background: rgba(255, 255, 255, 0.08);
    color: #fff;

    font-family: "Inter", sans-serif;
    font-size: 14px;

    outline: none;

    backdrop-filter: blur(10px);
}

/* PLACEHOLDER COLOR */
.lead-form input::placeholder {
    color: rgba(255, 255, 255, 0.7);
}

/* DROPDOWN OPTIONS FIX */
.lead-form select option {
    color: #000;
}

/* LABEL (WHAT ARE YOU LOOKING FOR) */
.form-label {
    font-family: "Manrope", sans-serif;
    font-size: 18px;
    font-weight: 700;

    color: #fff;

    margin-top: 10px;
}

/* OPTIONAL: LABEL HIGHLIGHT */
.form-label {
    display: inline-block;
    padding: 6px 12px;

    background: rgba(255, 215, 0, 0.15);
    border: 1px solid rgba(255, 215, 0, 0.4);
    border-radius: 8px;
}

/* BUTTON */
.lead-form button {
    padding: 14px;

    border: none;
    border-radius: 10px;

    background: linear-gradient(135deg, #FFD700, #FFB800);
    color: #111;

    font-weight: 700;
    font-size: 15px;

    cursor: pointer;

    transition: all 0.25s ease;
}

.lead-form button:hover {
    transform: translateY(-3px);
    box-shadow: 0 15px 30px rgba(255, 193, 7, 0.25);
}
.testimonials-section {
    padding: 80px 20px;
    text-align: center;
    background: #fbfbf6;
}

.testimonials-section h2 {
    font-family: "Manrope", sans-serif;
    font-size: 30px;
    font-weight: 700;
    color: #111;
    margin-bottom: 40px;
}

.testimonial-carousel {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 25px;
}

/* ALL CARDS HIDDEN BY DEFAULT */
.testimonial-card {
    display: none;

    background: #efc806;
    padding: 25px;
    border-radius: 16px;

    max-width: 500px;
    text-align: center;

    box-shadow: 0 15px 40px rgba(0,0,0,0.08),
                0 0 25px rgba(255, 215, 0, 0.15);

    border: 1px solid rgba(0,0,0,0.06);
}

/* ACTIVE CARD ONLY */
.testimonial-card.active {
    display: block;
}

/* TEXT */
.testimonial-card p {
    font-family: "Inter", sans-serif;
    font-size: 15px;
    color: #333;
    line-height: 1.6;
    margin-bottom: 12px;
}

.testimonial-card span {
    font-family: "Inter", sans-serif;
    font-size: 13px;
    font-weight: 600;
    color: #777;
}

/* ARROWS */
.arrow {
     display: flex;
    align-items: center;
    justify-content: center;
    background: #fff;
    border: none;

    width: 42px;
    height: 42px;

    border-radius: 50%;

    box-shadow: 0 10px 25px rgba(0,0,0,0.12);

    cursor: pointer;

    font-size: 20px;
    font-weight: bold;

    color: #111;

    transition: all 0.25s ease;
}

.arrow:hover {
    background: #FFD700;
    transform: scale(1.1);
}
.faq-section {
    padding: 80px 20px;
    text-align: center;

    /* BACKGROUND IMAGE */
    background: url("../images/L4.jpg") center/cover no-repeat;

    position: relative;
}
.faq-section h2 {
    color: #fff;
}

/* DARK OVERLAY (IMPORTANT FOR READABILITY) */
.faq-section::before {
    content: "";
    position: absolute;
    inset: 0;
    background: rgba(0, 0, 0, 0.55);
}

/* KEEP CONTENT ABOVE OVERLAY */
.faq-section > * {
    position: relative;
    z-index: 2;
}

/* CONTAINER */
.faq-container {
    max-width: 750px;
    margin: 0 auto;

    display: flex;
    flex-direction: column;
    gap: 14px;
}

/* CARD */
.faq-item {
    background: #fff;
    border-radius: 14px;

    border: 1px solid rgba(0,0,0,0.08);

    box-shadow: 0 10px 25px rgba(0,0,0,0.06);

    overflow: hidden;
}

/* QUESTION */
.faq-question {
    width: 100%;
    padding: 18px 20px;

    text-align: left;

    background: none;
    border: none;
    cursor: pointer;

    font-family: "Manrope", sans-serif;
    font-size: 15px;
    font-weight: 600;
    color: #111;

    display: flex;
    justify-content: space-between;
    align-items: center;
}

/* ICON */
.faq-question::after {
    content: "+";
    font-size: 18px;
    color: #999;   /* removed gold */
    font-weight: bold;
}

/* ANSWER */
.faq-answer {
    max-height: 0;
    overflow: hidden;

    padding: 0 20px;

    font-family: "Inter", sans-serif;
    font-size: 14.5px;
    color: #444;

    line-height: 1.8;

    text-align: left; /* important fix */

    transition: all 0.35s ease;
}

/* OPEN STATE */
.faq-item.active .faq-answer {
    max-height: 250px;
    padding: 0 20px 18px 20px;
}

/* ICON CHANGE */
.faq-item.active .faq-question::after {
    content: "−";
}

/*About Us Page*/
.about-main {
    padding: 40px 20px 80px;
    background: #fff;
}

.about-container {
    max-width: 800px;
    margin: 0 auto;
    text-align: left;
}

.about-main h1 {
    font-family: "Manrope", sans-serif;
    font-size: 34px;
    margin-bottom: 10px;
}

.about-sub {
    font-style: italic;
    color: #777;
    margin-bottom: 25px;
}

.about-main p {
    font-family: "Inter", sans-serif;
    font-size: 15px;
    color: #444;
    line-height: 1.8;
    margin-bottom: 18px;
}

/* LAYOUT */
.about-wrapper {
    max-width: 1100px;
    margin: 0 auto;

    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 50px;

    align-items: center;
}

/* IMAGE */
.about-image img {
    width: 100%;
    border-radius: 14px;

    box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}

/* CONTENT */
.about-content {
    text-align: left;
}

/* HEADING (NEW FONT) */
.about-content h1 {
    font-family: "Playfair Display", serif;
    font-size: 36px;
    margin-top: 0;
    margin-bottom: 10px;
    color: #111;
}

/* SUBTEXT */
.about-sub {
    font-family: "Inter", sans-serif;
    font-size: 15px;
    font-style: italic;
    color: #777;

    margin-bottom: 25px;
}

/* PARAGRAPH */
.about-content p {
    font-family: "Inter", sans-serif;
    font-size: 15px;
    color: #444;
    line-height: 1.8;

    margin-bottom: 18px;
}
.broker-content {
    padding: 60px 8%;
    background: #fff;
}

.broker-wrapper {
    max-width: 1100px;
    margin: 0 auto;

    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 50px;

    align-items: center;
}

/* IMAGE */
.broker-image img {
    width: 100%;
    max-width: 420px;
    border-radius: 14px;
    box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}

/* CONTENT */
.broker-text-content h2 {
    font-size: 32px;
    margin-bottom: 15px;
}

.broker-text {
    color: #444;
    line-height: 1.8;
    margin-bottom: 20px;
}

/* POINTS */
.broker-points {
    margin-bottom: 25px;
}

.point {
    margin-bottom: 10px;
    font-weight: 500;
}

/* BUTTON */
.btn-primary {
    padding: 12px 22px;
    background: #ffdd01;
    color: #050505;
    border: none;
    border-radius: 6px;
    cursor: pointer;

    text-decoration: none;   /* 👈 removes underline */
    display: inline-block;   /* 👈 makes it behave like a button */
}

.who-help {
    padding: 110px 20px;
    text-align: center;

    /* 👇 more white-dominant, less yellow */
    background: linear-gradient(180deg, #ffffff 0%, #fff8dc 100%);

    /* 👇 subtle separator effect */
    border-top: 1px solid rgba(0,0,0,0.06);
    border-bottom: 1px solid rgba(0,0,0,0.06);
}
.who-help::before {
    content: "";
    display: block;
    width: 60px;
    height: 3px;
    background: #FFD700;
    margin: 0 auto 30px;
    border-radius: 2px;
}

/* HEADING */
.who-help h2 {
    font-family: "Playfair Display", serif;
    font-size: 34px;
    margin-bottom: 50px;
    color: #111;
}

/* GRID (BUT DIFFERENT FEEL) */
.help-row {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 25px;

    max-width: 1000px;
    margin: 0 auto;
}

/* BIG CARD */
.help-item {
    padding: 30px 20px;

    border-radius: 16px;

    background: #fff;

    border: 1px solid rgba(0,0,0,0.06);

    display: flex;
    flex-direction: column;
    align-items: center;

    text-align: center;

    transition: all 0.3s ease;

    min-height: 140px; /* makes them feel bigger */
}

/* ICON (TOP) */
.help-item i {
    font-size: 22px;
    margin-bottom: 12px;

    color: #999;

    transition: all 0.3s ease;
}

/* TEXT */
.help-item span {
    font-family: "Inter", sans-serif;
    font-size: 15px;
    color: #333;
}

/* HOVER EFFECT 🔥 */
.help-item:hover {
    transform: translateY(-6px);
    border-color: #FFD700;
    background: #fffdf5;
}

.help-item:hover i {
    color: #FFD700;
}

.help-item:hover span {
    color: #111;
}

@media (max-width: 900px) {
    .help-row {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 500px) {
    .help-row {
        grid-template-columns: 1fr;
    }
}
/* SECTION */
.why-me {
    padding: 100px 20px;
    text-align: center;
    background: #ffffff;
}

/* HEADING */
.why-me h2 {
    font-family: "Playfair Display", serif;
    font-size: 34px;
    color: #111;

    margin-bottom: 60px; /* space before cards */
}

/* OPTIONAL GOLD LINE */
.why-me h2::after {
    content: "";
    display: block;

    width: 50px;
    height: 3px;

    background: #FFD700;

    margin: 12px auto 0;
}

/* GRID (KEEP 2x2) */
.why-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;

    max-width: 1000px;
    margin: 0 auto;
}

/* CARD BASE */
.why-card {
    padding: 36px 32px;

    border-radius: 18px;

    text-align: left;

    min-height: 210px;

    display: flex;
    flex-direction: column;
    justify-content: flex-start;

    position: relative;
    overflow: hidden;

    transition: all 0.3s ease;

    border: 1px solid rgba(0,0,0,0.06);
}

/* LEFT ACCENT BAR */
.why-card::before {
    content: "";
    position: absolute;
    left: 0;
    top: 0;

    width: 5px;
    height: 100%;
}

/* 🎨 DIFFERENT COLORS */
.why-card:nth-child(1) {
    background: #fffdf5;
}
.why-card:nth-child(1)::before {
    background: #FFD700;
}

.why-card:nth-child(2) {
    background: #f5f9ff;
}
.why-card:nth-child(2)::before {
    background: #4a90e2;
}

.why-card:nth-child(3) {
    background: #f9f5ff;
}
.why-card:nth-child(3)::before {
    background: #9b59b6;
}

.why-card:nth-child(4) {
    background: #f5fff8;
}
.why-card:nth-child(4)::before {
    background: #27ae60;
}

/* TITLE */
.why-card h3 {
    font-family: "Manrope", sans-serif;
    font-size: 19px;
    margin-bottom: 14px;
    color: #111;
}

/* TEXT */
.why-card p {
    font-family: "Inter", sans-serif;
    font-size: 15px;
    color: #444;
    line-height: 1.75;
}

/* HOVER */
.why-card:hover {
    transform: translateY(-8px);
    filter: brightness(1.03);
}
/* CTA SECTION */
.about-cta {
    padding: 100px 20px;

    text-align: center;

    background: linear-gradient(135deg, #fffdf5, #fff8e6); /* 👈 subtle gold shift */

    position: relative;
}

/* DIVIDER LINE */
.about-cta::before {
    content: "";
    position: absolute;
    top: 0;
    left: 50%;

    transform: translateX(-50%);

    width: 80px;
    height: 3px;

    background: #FFD700;

    border-radius: 2px;
}

/* HEADING */
.about-cta h2 {
    font-family: "Playfair Display", serif;
    font-size: 34px;
    margin-bottom: 15px;
    color: #111;
}

/* TEXT */
.about-cta p {
    max-width: 600px;
    margin: 0 auto 25px;

    font-family: "Inter", sans-serif;
    font-size: 15px;
    color: #555;
}

/*Services page*/
/* ================= HERO SECTION ================= */
.services-hero {
    padding: 120px 20px;
    text-align: center;
    color: #fff;

    /* BACKGROUND IMAGE */
    background: url("../images/L19.jpg") center/cover no-repeat;

    position: relative;
}

.services-hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(
        to bottom,
        rgba(0, 0, 0, 0.25),
        rgba(0, 0, 0, 0.45)
    );
}

/* KEEP CONTENT ABOVE */
.services-hero > * {
    position: relative;
    z-index: 2;
}

/* HEADING */
.services-hero h1 {
    font-family: "Playfair Display", serif;
    font-size: 42px;

    max-width: 800px;
    margin: 0 auto 20px;

    color: #fff;
}

/* TEXT */
.services-hero p {
    font-family: "Inter", sans-serif;
    font-size: 16px;

    max-width: 650px;
    margin: 0 auto 30px;

    color: #f1f1f1;
}

/* BUTTONS */
.hero-buttons {
    display: flex;
    gap: 12px;
    justify-content: center;
}


/* ================= SERVICES CARDS ================= */
.services-cards {
    padding: 100px 20px;
    text-align: center;
    background: #ffffff;
}

/* TITLE */
.services-cards h2 {
    font-family: "Playfair Display", serif;
    font-size: 34px;
    margin-bottom: 60px;
    color: #111;
}

/* GRID */
.services-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;

    max-width: 1000px;
    margin: 0 auto;
}

/* CARD */
.service-card {
    padding: 32px;

    border-radius: 18px;

    background: #fff;

    border: 1px solid rgba(0,0,0,0.06);

    text-align: left;

    transition: all 0.3s ease;

    position: relative;
    overflow: hidden;
}

/* SUBTLE TOP LINE */
.service-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;

    width: 100%;
    height: 3px;

    background: linear-gradient(90deg, #FFD700, #FFB800);
}

/* HOVER */
.service-card:hover {
    transform: translateY(-8px);

    background: #fffdf5;

    border-color: rgba(255, 215, 0, 0.4);
}

/* TITLE */
.service-card h3 {
    font-family: "Manrope", sans-serif;
    font-size: 18px;
    margin-bottom: 12px;
    color: #111;
}

/* TEXT */
.service-card p {
    font-family: "Inter", sans-serif;
    font-size: 14.5px;
    color: #555;
    line-height: 1.75;
}
/* SECTION */
/* ================= VALUE SECTION ================= */
.value-section {
    padding: 110px 20px;
    text-align: center;

    background: linear-gradient(135deg, #fffdf5, #efcc74);
}

/* HEADING */
.value-section h2 {
    font-family: "Playfair Display", serif;
    font-size: 34px;
    margin-bottom: 60px;
    color: #111;
}

/* GRID */
.value-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;

    max-width: 1000px;
    margin: 0 auto;
}

/* CARD */
.value-card {
    display: flex; /* 🔥 key fix */
    align-items: flex-start;
    gap: 18px;

    padding: 35px 30px;

    border-radius: 18px;

    background: #fff;

    text-align: left;

    border: 1px solid rgba(0,0,0,0.06);

    transition: all 0.3s ease;
}

/* NUMBER BOX */
.value-icon {
    min-width: 44px;
    height: 44px;

    border-radius: 10px;

    background: linear-gradient(135deg, #FFD700, #FFB800);

    color: #111;

    display: flex;
    align-items: center;
    justify-content: center;

    font-weight: 700;
    font-size: 15px;

    font-family: "Manrope", sans-serif;

    flex-shrink: 0; /* 🔥 keeps size fixed */
}

/* TEXT WRAPPER */
.value-text {
    flex: 1;
}

/* TITLE */
.value-card h3 {
    font-family: "Manrope", sans-serif;
    font-size: 18px;
    margin-bottom: 10px;
    color: #111; /* 🔥 changed from white */
}

/* TEXT */
.value-card p {
    font-family: "Inter", sans-serif;
    font-size: 14.5px;
    color: #555;
    line-height: 1.7;
}

/* HOVER */
.value-card:hover {
    transform: translateY(-8px);
    background: #fffdf5;
}
.services-cta {
    padding: 100px 20px;
    text-align: center;

    background: linear-gradient(135deg, #fffdf5, #fff8e6);
}
/* SERVICES FAQ ONLY */
.services-faq {
    padding: 100px 20px;
    text-align: center;
    color: #fff;

    background: url("../images/L2.jpg") center/cover no-repeat;

    position: relative;
}

/* OVERLAY */
.services-faq::before {
    content: "";
    position: absolute;
    inset: 0;
    background: rgba(220, 218, 218, 0.6);
}

.services-faq > * {
    position: relative;
    z-index: 2;
}

/* HEADING */
.services-faq h2 {
    font-family: "Playfair Display", serif;
    font-size: 34px;
    margin-bottom: 40px;
    color: #080808;
}

/* CONTAINER */
.services-faq .faq-container {
    max-width: 750px;
    margin: 0 auto;

    display: flex;
    flex-direction: column;
    gap: 14px;
}

/* CARD */
.services-faq .faq-item {
    background: rgba(255, 255, 255, 0.08);
    backdrop-filter: blur(10px);

    border-radius: 14px;
    border: 1px solid rgba(255,255,255,0.15);

    overflow: hidden;
}

/* QUESTION */
.services-faq .faq-question {
    width: 100%;
    padding: 16px 18px;
    text-align: left;

    background: none;
    border: none;
    cursor: pointer;

    font-family: "Manrope", sans-serif;
    font-size: 15px;
    font-weight: 600;

    color: #090909;

    display: flex;
    justify-content: space-between;
    align-items: center;
}

/* ICON */
.services-faq .faq-question::after {
    content: "+";
    font-size: 18px;
    color: #FFD700;
}

/* ANSWER */
.services-faq .faq-answer {
    max-height: 0;
    overflow: hidden;

    padding: 0 18px;

    font-family: "Inter", sans-serif;
    font-size: 14px;
    color: #0c0c0c;

    line-height: 1.7;

    transition: all 0.35s ease;
}

/* ACTIVE */
.services-faq .faq-item.active .faq-answer {
    max-height: 200px;
    padding: 0 18px 18px;
}

.services-faq .faq-item.active .faq-question::after {
    content: "−";
}
/* ================= LIGHT CLOSING SECTION ================= */
/* ================= CLOSING SECTION ================= */
/* ================= CLOSING SECTION ================= */
.closing-section {
    width: 100%; /* 🔥 ensure full width */

    padding: 100px 20px;
    margin-top: 80px;

    text-align: center;

    background: #ffffff;

    border-top: 1px solid rgba(0,0,0,0.08);
}

/* CONTENT */
.closing-content {
    max-width: 720px;
    margin: 0 auto;
}

/* HEADING */
.closing-section h2 {
    font-family: "Playfair Display", serif;
    font-size: 34px;
    margin-bottom: 16px;
    color: #111;
}

/* TEXT */
.closing-section p {
    font-family: "Inter", sans-serif;
    font-size: 15.5px;
    color: #555;
    line-height: 1.7;
    margin-bottom: 32px;
}

/* BUTTON WRAPPER */
.closing-buttons {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 14px;
    flex-wrap: wrap;
}

/* PRIMARY BUTTON */
.primary-btn {
    padding: 14px 22px;
    border: none;
    border-radius: 10px;

    background: linear-gradient(135deg, #FFD700, #FFB800);
    color: #111;

    font-weight: 700;
    font-size: 14.5px;

    cursor: pointer;
    transition: all 0.25s ease;
}

.primary-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 25px rgba(255, 193, 7, 0.25);
}

/* SECONDARY BUTTON */
.secondary-btn {
    padding: 14px 22px;
    border-radius: 10px;

    border: 1px solid rgba(0,0,0,0.2);
    background: transparent;
    color: #111;

    font-weight: 600;
    font-size: 14.5px;

    cursor: pointer;
    transition: all 0.25s ease;
}

.secondary-btn:hover {
    background: #f5f5f5;
}

/* ================= FIX PAGE EDGE GAP ================= */
body {
    margin: 0; /* 🔥 removes white space around page */
}
/* ================= CONTACT HERO ================= */
.contact-hero-section {
    padding: 100px 20px;
    text-align: center;

    background: linear-gradient(135deg, #fffdf5, #e2df07);
}

.contact-hero-section h1 {
    font-family: "Playfair Display", serif;
    font-size: 40px;
    margin-bottom: 15px;
    color: #111;
}

.contact-hero-section p {
    font-family: "Inter", sans-serif;
    font-size: 16px;
    color: #555;

    max-width: 600px;
    margin: 0 auto;
}


/* ================= MAIN SECTION ================= */
.contact-main-section {
    padding: 100px 20px;
    background: #ffffff;
}

/* WRAPPER */
.contact-wrapper {
    max-width: 1100px;
    margin: 0 auto;

    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
}


/* ================= FORM ================= */
.contact-form-box {
    /* 🔥 NEW YELLOW BACKGROUND */
    background: linear-gradient(135deg, #fff8d6, #ffe58f);

    padding: 35px;
    border-radius: 16px;

    border: 1px solid rgba(255, 193, 7, 0.35);

    box-shadow: 0 15px 40px rgba(255, 193, 7, 0.15);
}

.contact-form-box h2 {
    font-family: "Manrope", sans-serif;
    margin-bottom: 20px;
}

/* FORM */
.contact-form-unique {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

/* ROW */
.contact-row {
    display: flex;
    gap: 12px;
}

.contact-row input {
    flex: 1;
}

/* INPUTS */
.contact-form-unique input,
.contact-form-unique select {
    padding: 12px 14px;

    border-radius: 10px;
    border: 1px solid #ddd;

    font-family: "Inter", sans-serif;
    font-size: 14px;

    outline: none;
}

/* LABEL */
.contact-label {
    font-family: "Manrope", sans-serif;
    font-size: 15px;
    font-weight: 600;
    color: #111;

    margin-top: 8px;
}

/* BUTTON */
.contact-form-unique button {
    padding: 14px;

    border: none;
    border-radius: 10px;

    background: linear-gradient(135deg, #FFD700, #FFB800);
    color: #111;

    font-weight: 700;
    cursor: pointer;

    transition: 0.25s;
}

.contact-form-unique button:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 25px rgba(255, 193, 7, 0.25);
}


/* ================= CONTACT INFO ================= */
.contact-info-box {
    padding: 35px;
    border-radius: 16px;

    background: linear-gradient(135deg, #fff8d6, #ecc647);

    border: 1px solid rgba(0,0,0,0.06);
}

.contact-info-box h2 {
    font-family: "Manrope", sans-serif;
    margin-bottom: 25px;
}

/* INFO ITEMS */
.contact-info-item {
    display: flex;
    align-items: center;
    gap: 12px;

    margin-bottom: 18px;
}

.contact-info-item i {
    font-size: 16px;
    color: #FFD700;
}

/* TEXT */
.contact-info-item p {
    font-family: "Inter", sans-serif;
    font-size: 14.5px;
    color: #333;
}

/* NOTE */
.contact-note {
    margin-top: 25px;
    font-family: "Inter", sans-serif;
    font-size: 14px;
    color: #555;
    line-height: 1.7;
}
/* NAV BASE (FOR DARK NAV) */
nav ul li a {
    position: relative;
    text-decoration: none;

    color: rgba(255, 255, 255, 0.75); /* soft white */

    font-family: "Inter", sans-serif;
    font-weight: 500;

    padding: 6px 2px;

    transition: all 0.25s ease;
}

/* HOVER (CLEAN BRIGHT WHITE) */
nav ul li a:hover {
    color: #ffffff;
}

/* 🔥 ACTIVE LINK (PREMIUM LOOK) */
nav ul li a.active {
    color: #ffffff;
    font-weight: 600;
}

/* UNDERLINE (SUBTLE, NOT GOLD) */
nav ul li a.active::after {
    content: "";
    position: absolute;

    left: 0;
    bottom: -4px;

    width: 100%;
    height: 2px;

    background: rgba(255, 255, 255, 0.9); /* clean white underline */

    border-radius: 2px;
}
.lender-section {
    padding: 60px 0;
    background: #fafafa;
    text-align: center;
    overflow: hidden;
}

.lender-title {
    font-size: 25px;
    color: #000000;
    margin-bottom: 30px;
}

/* SLIDER CONTAINER */
.logo-slider {
    overflow: hidden;
    position: relative;
    margin-bottom: 20px;
}

/* MOVING TRACK */
.logo-track {
    display: flex;
    width: calc(200%); /* IMPORTANT */
    animation: scroll 25s linear infinite;
}

/* REVERSE SECOND ROW */
.logo-slider.reverse .logo-track {
    animation: scroll-reverse 25s linear infinite;
}

/* LOGOS */
.logo-track img {
    height: 40px;
    margin: 0 40px;
    transition: 0.3s;
}


/* ANIMATION */
@keyframes scroll {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(-50%);
    }
}

@keyframes scroll-reverse {
    0% {
        transform: translateX(-50%);
    }
    100% {
        transform: translateX(0);
    }
}

/* DISCLAIMER */
.lender-disclaimer {
    font-size: 12px;
    color: #060606;
    margin-top: 20px;
}

/* TEXTAREA FIX */
#other-field textarea {
    width: 100%;
    padding: 14px 16px;

    border-radius: 8px;
    border: 1px solid #ddd;

    font-family: "Inter", sans-serif;
    font-size: 14.5px;

    resize: none;              /* prevents weird drag resize */
    min-height: 120px;         /* 👈 makes it properly sized */

    margin-top: 12px;

    transition: all 0.25s ease;
}

/* FOCUS (matches premium feel) */
#other-field textarea:focus {
    outline: none;
    border-color: #ffdd01;
    box-shadow: 0 0 0 2px rgba(255, 221, 1, 0.2);
}